Your Giving Options
Placer Community Foundation can accept a variety of assets to open your fund or endowment, and the best donation isn’t always cash. Give NowPlan Now, Give LaterWe offer several giving options, each designed to maximize your philanthropic goals in a unique way.
Our giving options are flexible – tailored to your charitable interests and your financial needs. You can create a philanthropic legacy now with an immediate gift, or do so later with a planned gift. PCF’s professional staff has the experience and expertise to help you successfully design and implement an effective giving plan. We strongly advise you to consult with your financial and legal advisors to determine a gift that best suits your financial plan.
Give Now or Give Later
Placer Community Foundation accepts a variety of gifts including cash, securities, real estate, and other tangible personal property. Use your gift today to support an existing fund at Placer Community Foundation, open a Donor Advised Fund, or even generate income with vehicles such as Charitable Remainder Trusts. Alternatively, your gift can be named in your will or trust, creating a simple, personalized legacy of giving. All contributions to the Placer Community Foundation are tax deductible and will be acknowledged as such by gift receipt.
Cash
A cash gift is the simplest way to establish a fund or give to an existing fund. Cash gifts are deductible to the extent of 50 percent of the donor’s adjusted gross income in any one year. Deduction amounts exceeding this limit may be carried forward for additional years.
When contributing by check please make it payable to Placer Community Foundation and send to: P.O. Box 9207, Auburn, CA 95604. If you would like the gift to go to a specific fund or project at the Community Foundation, please state in the check memo.
To donate online simply click below. Like thousands of other public charities, we partner with the nonprofit Network for Good to accept credit card donations.
Securities (Stocks, Bonds, Mutual Funds)
Gifts of appreciated securities (stock, bonds, and most mutual funds) provide tax advantages. If you have held the securities for one year or longer, the current value of the securities is tax deductible to the extent of 30 percent of your adjusted gross income. Deduction amounts exceeding this limit may also be carried forward for additional years. You do not have to pay federal or state capital gains taxes on the appreciated portion of the gift. Gifts of closely-held stock, Limited Partnership Shares, or Limited Liability Company Interests may be accepted by the Placer Community Foundation as well.
Learn more about Appreciated Stocks here
Real Estate
By gifting real estate such as a vacation home, vacant land, or commercial or residential real estate, you may deduct the fair market value of your gift and bypass capital gains. Gifts of Limited Partnership Shares, or Limited Liability Company Interests may be accepted by the Placer Community Foundation as well. Email us to learn more about this option. Contact us to learn more about this option.
Private Foundation Assets
- Anonymity. Information about private foundations is readily available for public inspection. Use a Donor Advised Fund to give anonymously.
- Greater Tax Benefits. Receive greater tax incentives on future gifts, such as fair market value deduction of closely held stock contributions and higher AGI deductibility thresholds for cash and publicly traded security gifts.
- More Giving Time. Enjoy the time you save by focusing on your philanthropy and making a difference in the organizations, issues, and communities that are personally most important to you and your family.
All gifts are subject to approval by the Placer Community Foundation’s Board of Directors. Contact our Philanthropic Services Manager, Jessica Hubbard. Call 530.885.4920 to talk and/or schedule a personal consultation.
Bequests
A charitable bequest to the Foundation enables you to retain control over your assets during your lifetime and support the community you love later. A charitable bequest can be a specific dollar amount, a percentage of your estate, or what remains after other bequests are made.
Life Insurance
Retirement Plans
Individual Retirement Accounts (IRAs) or other qualified retirement plans are often the best types of assets to leave to charity because they are taxed so heavily when left to heirs. When you leave retirement plan assets to a nonprofit––such as the Foundation ––100 percent of the gift will be available to support your charitable interests.
Are you 70 1/2 or older? Learn how qualified Charitable IRA transfers are tax-free.
Charitable Remainder Trust
A charitable remainder trust offers you a great deal of flexibility. Payments may be made to you or another beneficiary for life, or for a specified number of years. The income beneficiaries annually receive an amount equal to a fixed percentage of the trust’s fair market value, or a fixed dollar amount. A charitable remainder trust may be set up during your lifetime or through your will. The eventual distribution to the Foundation will only take effect upon the death of the trust’s income beneficiaries, or at the end of the specified number of years. At this time, the remainder of the trust transfers to the Foundation to support your charitable giving goals.
Charitable Lead Trust
PCF can accept a variety of assets to make a charitable gift or establish a charitable fund. A surprise to many people, cash may not always be the best way to give. Gifts of appreciated stock, for example, may give you both a charitable deduction and an exemption from capital gains taxes on the appreciation. Let us answer your questions: call 530.885.4920.